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Europe’s banking problem is competition, not stability

January 21st 2026
European banks are not fragile. They are well-funded, profitable and resilient. But Europe still lacks a truly integrated banking and capital markets system—and this structural fragmentation is now weighing on competitiveness, according to Karel Lannoo, CEO of the Centre for European Policy Studies (CEPS), a think tank in Brussels.

Treasury talks at EuroFinance International Treasury Management

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