Aberdeen Standard Investments is dedicated to helping investors around the world reach their investment goals and broaden their financial horizons.

We seek to provide investment expertise across a breadth of markets and asset classes. Our full range of solutions span equities, multi-asset, fixed income, liquidity, sovereign wealth funds, real estate and private markets. Coupled with a wide range of investment approaches, we transform new investment ideas into practical investment products that seek to deliver real value to investors.

Our operations extend across global financial capitals and important regional centres, with employees in more than 40 locations worldwide. This brings us closer to our clients and customers around the world, and provides invaluable knowledge and insight to share with our people.

Today, we manage a total of £457 bn of assets on behalf of governments, pension funds, insurers, companies, charities, foundations and individuals across 80 countries (as at 31st December 2021). Through active engagement with the companies in which we invest, we maintain relationships that help us understand their risks and opportunities, and positively influence their business practices. By investing responsibly, we play a critical role in driving positive societal and environmental change.

Aviva Investors is the global asset manager who chooses the power of integration. With £337bn assets under management across fixed income, equities, real assets and multi-assets spanning 14 countries, we integrate our whole business around our clients to deliver the outcomes that matter most, now and over the long run. Bringing it all together for today’s investor.

Barclays is a transatlantic consumer and wholesale bank offering products and services across personal, corporate and investment banking, credit cards and wealth management, with a strong presence across the UK, Europe, US and Asia. With over 325 years of history and expertise in banking, Barclays operates in over 40 countries and employs approximately 83,500 people. Barclays moves, lends, invests and protects money for customers and clients worldwide. We also have over 50 years’ worth of payment expertise through Barclaycard and enable businesses of all sizes, to make and take payments across the UK and Europe. Barclays’ corporate banking solutions help businesses around the world to transact and trade easily, manage risk and finance plans for growth. Their innovative digital platform provides seamless, streamlined banking across Europe, while their relationship teams can connect clients to the support they need, such as product specialists, industry expertise and networks, plus group partners including Barclays’ Investment and Private banks. Through our leading global cards and payments business, retailers and businesses can take payments flexibly through a wide range of online and in-store payment options and can make payments via a suite of physical and virtual solutions both in the corporate and B2B area. We are a pioneer of new forms of payments and are at the forefront of developing new cutting-edge forms of payment for the future to help businesses grow and prosper.

C2FO directly connects buyers and suppliers in their own unique market place to allow suppliers to offer discounts in exchange for early payment of approved invoices. Buyers can increase EBITDA and gross margin and earn a better return on short-term cash while improving the financial health of their supply chains. Suppliers can take control of their cash flow and strengthen their partnership with the buyer. Since the first transaction in May 2010, C2FO has generated more than $245 billion in working capital flow volume and more than 912 million days of accelerated payment across the globe. C2FO is Collaborative Cash Flow Optimisation.

Commerzbank – at your side, worldwide Commerzbank is a leading international bank with branches and offices in almost 50 countries. In total, Commerzbank serves more than 18 million private and small business customers, as well as more than 70,000 corporate clients, multinationals, financial service providers and institutional clients.

Crédit Agricole CIB is the Corporate and Investment Banking of the Crédit Agricole Group, the world’s n°13 bank measured by Tier One Capital and n°10 by total assets (The Banker, July 2018). The Bank offers its clients a comprehensive range of products and services in capital markets, investment banking, structured finance and corporate banking, structured around six major divisions:

• Global Coverage & Investment Banking
• International Trade & Transaction Banking
• Global Investment Banking
• Structured Finance
• Global Markets
• Debt Optimisation & Distribution

The Bank provides support to clients in large international markets through its network with a presence in major countries in Europe, America, Asia Pacific and Middle East and North Africa.

Eka Software Solutions is a global leader in providing innovative, cloud solutions that unify a whole range of workflows from procurement to payments. Its platform driven solutions for commodity and supply chain management, source-to-pay, treasury and sustainability help customers to overcome complex challenges and accelerate their digital journey in an environment of continuous change. Eka supports more than 100 customers globally and has proven industry expertise in helping customers achieve digital transformation, solving complex business challenges in an environment of continuous change. Read more at www.eka1.com.

Handelsbanken was formed in 1871 and is the oldest company on the Swedish stock exchange. Today, we are one of the world’s strongest banks, with roots in local communities and trusting relationships.

We operate on timeless values of trust and respect, for customers and colleagues. We aim to build lifelong relationships with our customers and to grow through their recommendation. We trust our branch teams to take all the decisions that matter to their customers, and to engage locally in the ways they find best. We are close to 12,000 employees. More than 40 per cent are employed outside Sweden. In 2020, 41 per cent of all managers were women©

HighRadius is a Fintech enterprise Software-as-a-Service (SaaS) company which leverages Artificial Intelligence-based Autonomous Systems to help companies automate Accounts Receivable and Treasury processes. HighRadius® Treasury Management Applications are a suite of the world’s first AI-powered solutions designed to help teams achieve accurate cash forecasting and touch-less cash management. These solutions allow treasurers to spend less manual effort, but extract better outcomes such as making more accurate cash forecasts across all cash flow categories, increased forecasting frequency and variance reporting, and gaining instant visibility into real-time cash positions across bank accounts at any level. Powered by the RivanaTM – the Artificial Intelligence Engine Purpose-Built for Finance and the FreedaTM Digital Assistant, HighRadius enables teams to leverage machine learning to predict future outcomes and automate routine labor-intensive tasks. HighRadius solutions have a proven track record of increasing operational efficiency through automation, optimizing cash flow, reducing days sales outstanding (DSO) and bad debt, so that companies may achieve strong ROI in just a few months.

ICD is the world’s leading institutional trading and investment risk management company. ICD Portal offers treasury practitioners a wide array of institutional investment products including a global menu of money market funds representing all asset classes across eight currencies. Since our inception in 2003, ICD has made an uncompromising commitment to delivering superior products and extraordinary service to our clients. By making institutional trading smarter, more efficient and highly secure, ICD empowers treasury departments to protect capital, maintain liquidity and achieve a competitive yield. ICD’s next-generation Software-as-a-Service portal, best practices methodologies and award-winning Transparency Plus® exposure analytics, support corporate treasury with end-to-end solutions. The ICD Global Trade Desk™ provides expert service out of San Francisco, Boston and London. ICD develops its own proprietary technologies through Institutional Cash Distributors Technology LLC in Golden, Colorado. Institutional Cash Distributors Ltd is authorized and regulated by the Financial Conduct Authority in the United Kingdom.

Legal & General Investment Management (LGIM) is one of Europe’s largest asset managers and a major global investor, with total assets under management of €1,131 billion*. We work with a wide range of global clients, including pension schemes, sovereign wealth funds, fund distributors, retail investors and direct investors. Throughout the past 45 years we have built our business through understanding what matters most to our clients and transforming this insight into valuable, accessible investment products and solutions. We provide investment expertise across the full spectrum of asset classes, including fixed income, equities, multi-asset, real assets and cash. Our capabilities range from index-tracking, active and exchange-traded strategies to liquidity management and liability-driven risk management solutions. * Source: LGIM internal data as at 31 December 2018. These figures include assets managed by LGIMA, an SEC Registered Investment Advisor. Data includes derivative positions.

Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, wealth management and investment management services. With offices in more than 41 countries, the Firm’s employees serve clients worldwide including corporations, governments, institutions and individuals.

Morgan Stanley Investment Management has managed money market assets since 1975 and is dedicated to offering clients unique investment solutions through multi-currency institutional money funds and highly customized solutions. The Global Liquidity Solutions team, which has over $196 billion in assets under management, is comprised of highly experienced professionals across the U.S. and Europe. For further information, please contact your Morgan Stanley Relationship Manager.

Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world’s leading financial groups. Headquartered in Tokyo and with over 360 years of history, MUFG has a global network with approximately 2,500 locations in more than 50 countries. The Group has about 170,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. The Group aims to “be the world’s most trusted financial group” through close collaboration among our operating companies and flexibly respond to all of the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFG’s shares trade on the Tokyo, Nagoya, and New York stock exchanges.

Pictet Asset Management provides specialist investment management services through segregated accounts and mutual funds to professional investors globally. Our clients include some of the world’s largest pension funds, corporate & financial institutions and sovereign wealth funds. We manage equity, fixed income (including liquidity), alternatives and multi-asset strategies. Meanwhile, our analytical resources are organised along three strategic axes: Greater Europe, where we have a natural advantage; the Emerging World, where we have been pioneers in both equity, debt and credit markets; and Global Specialities. In our investment teams we believe that a collegiate style is most conducive to good investment performance over the long term. It also explains our low employee turnover and helps reinforce the relationship with our clients. In this respect we consider it fundamental to cultivate a meritocratic environment that attracts people with distinctive talent and a strong sense of team spirit.

Societe Generale is one of the leading European financial services groups, determined to serve its clients with the three defining features of its wholesale banking business: strong, long-lasting client relationship, a pioneering spirit and responsible solutions. With the strength of its values, recognised expertise and distinct company culture built on over 150 years of history, Societe Generale mobilises its teams to offer a comprehensive range of innovative solutions to help corporate and financial institutions accomplish their goals and leverage their potential. Through its Global Transaction Banking offering, Societe Generale provide services related to domestic and international payments, liquidity management, financing, international trading activities, factoring and supply chain finance. In addition, our clients benefit from the investment bank specialists, recognised worldwide for their expertise, and from our international network with a presence in more than 50 countries. Combined with our in-depth knowledge of local markets, we can provide world-class bespoke solutions.

StoneX Group Inc. (formerly INTL FCStone Inc.), through its subsidiaries, connects clients with global markets across asset classes – providing execution, post-trade settlement, clearing and custody services through one relationship. Headquartered in New York City, StoneX Group Inc. (NASDAQ:SNEX) serves 32,000+ commercial and institutional clients and 330,000 active retail accounts globally.

Zanders is a leading international consulting firm specialized in treasury, risk and corporate finance. We deliver consulting services for corporates, financial institutions, public sector entities and NGO’s. Our company is active since 1994 and has an excellent track record and a diversified international client portfolio. Our added value is to assist our clients from ‘idea to implementation’, bringing expertise, best practices and latest developments together into workable treasury, risk and corporate finance solutions.